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Finance your project through Hearth.

Break your project into predictable monthly payments.

We have partnered with Hearth to provide a financing option that works for you. Pay for your project with predictable, monthly payments without tapping into your home equity.*

Check rates in under 2 minutes

Use Hearth’s paperless secure form to check rates quickly without affecting your credit score.

Loans typically fund in 1-5 days*

If approved, funding with one of Hearth’s lending partners is simple, with funds being deposited in as soon as 24 hours.

Fixed monthly payments

Personal loans found on Hearth have fixed rates and terms. You’ll know your monthly payments upfront.

No prepayment penalties

You can pay off the loan early with no additional fees.

* Funding can be as soon as 24 hours and takes 3-5 days on average.

Hearth makes financing easy.

See your personalized monthly payment options within minutes and without affecting your credit score. No prepayment penalties. No home equity required.

Hearth makes it easy for you to find monthly payment options for your project, with:

    • Loan amounts up to $100,000

    • Affordable monthly payment options

    • Funding within 1-3 days

    • No prepayment penalties

    • No home equity required

Find convenient monthly payment options for your project. See your personalized payment plans without affecting your credit score now.

Eligible customers can pre-qualify for 0% credit cards which are a great option to finance large purchase items, such as a home improvement project. These credit cards offer up to a 18 month 0% APR introductory period.

What rates should I expect?

Installment loans have predictable monthly payments, and can be funded quickly. Hearth’s lending partners consider factors such as income, FICO score, credit history, outstanding debt, and the loan amount requested when determining these rates. Hearth has 3 rate plans that let you know what to expect when you request rates. You’ll likely see options with APRs in the ranges listed below, but may receive options with lower or higher APRs.

What is hearth?

Hearth helps homeowners make smart financial decisions about their renovations. We show homeowners how to craft an accurate budget for their remodels. When appropriate, we connect homeowners to financing options.

See your financing options today!

We have partnered with Hearth to provide a financing option that works for you. Pay for your project with predictable, monthly payments without tapping into your home equity.

Click the button below to start your application! 

Questions?

Contact us today by phone, email, or the form and let us lead you to comfort!

1-833-24-POINT
1-833-247-6468
service@4-points.com
2891 Lexington Road
Richmond, KY 40475
Name *
Email *
Message *

Finance your project through Hearth.

Break your project into predictable monthly payments.

We have partnered with Hearth to provide a financing option that works for you. Pay for your project with predictable, monthly payments without tapping into your home equity.*

Check rates in under 2 minutes

Use Hearth’s paperless secure form to check rates quickly without affecting your credit score.

Loans typically fund in 1-5 days*

If approved, funding with one of Hearth’s lending partners is simple, with funds being deposited in as soon as 24 hours.

Fixed monthly payments

Personal loans found on Hearth have fixed rates and terms. You’ll know your monthly payments upfront.

No prepayment penalties

You can pay off the loan early with no additional fees.

* Funding can be as soon as 24 hours and takes 3-5 days on average.

Hearth makes financing easy.

See your personalized monthly payment options within minutes and without affecting your credit score. No prepayment penalties. No home equity required.

Hearth makes it easy for you to find monthly payment options for your project, with:

    • Loan amounts up to $100,000

    • Affordable monthly payment options

    • Funding within 1-3 days

    • No prepayment penalties

    • No home equity required

Find convenient monthly payment options for your project. See your personalized payment plans without affecting your credit score now.

Eligible customers can pre-qualify for 0% credit cards which are a great option to finance large purchase items, such as a home improvement project. These credit cards offer up to a 18 month 0% APR introductory period.

What rates should I expect?

Installment loans have predictable monthly payments, and can be funded quickly. Hearth’s lending partners consider factors such as income, FICO score, credit history, outstanding debt, and the loan amount requested when determining these rates. Hearth has 3 rate plans that let you know what to expect when you request rates. You’ll likely see options with APRs in the ranges listed below, but may receive options with lower or higher APRs.

What is hearth?

Hearth helps homeowners make smart financial decisions about their renovations. We show homeowners how to craft an accurate budget for their remodels. When appropriate, we connect homeowners to financing options.

See your financing options today!

We have partnered with Hearth to provide a financing option that works for you. Pay for your project with predictable, monthly payments without tapping into your home equity.

Click the button below to start your application! 

Contact Us

Contact us today by phone, email, or the form and let us lead you to comfort!

1-833-24-POINT
1-833-247-6468
service@4-points.com
2891 Lexington Road
Richmond, KY 40475
Name *
Email *
Message *